Promissory Note – Installment (Multiple States) – A Promissory Note establishes the Borrower’s obligation to repay a debt back with interest. This document sets forth the amount of the loan, terms of the loan, the interest rate, the payment schedule and the rights and obligations of the lender and borrower. It also states that the loan is to be repaid in monthly payments of a set amount until paid back in full. This form allows the borrower to repay the loan back at any time without a penalty. This package contains (1)Instructions & Checklist for Installment Promissory Note; (2) Information for Installment Promissory Note; and (3) Installment Promissory Note. This form can be used in all States.

A General Affidavit is used to make certain statements in written form under oath. This is similar to a Declaration under Oath.

This form package includes two different types of General Affidavit forms that allow the Declarant (i.e. the person signing the affidavit and making the declaration) to state that certain facts set forth in the Affidavit are true and correct.

There are two forms in this package: (1) a “General Affidavit under Oath” where the Declarant (the person making the declaration who signs the Affidavit) states certain facts under oath or affirmation; and (2) a “General Affidavit before Notary” where the Declarant declares certain facts to be true after taking an oath before a Notary.

This form can be used in all states.

This package includes: (1) Instructions and Checklist; (2) General Affidavit under Oath; and (3) General Affidavit before Notary.

One of the documents that should be used during the purchase or sale of any real estate is an sale agreement between the buyer and the seller. The Residential Real Estate Sale Contract form can be used by a buyer and a seller of a free-standing residential home.

The Agreement provides for the traditional terms between a seller and buyer, including financing contingencies, surveys, pest and other inspections, title matters and more. This agreement is for transactions that do not involve a Broker and where the Buyer is obtaining a new loan and/or assuming an existing loan.

This form can be used in all states except for California. A form that can be used in California is also available on this site.

This package includes:
(1) Instructions and Checklist for Residential Real Estate Sale Contract
(2) Information about Residential Real Estate Sale Contract
(3) Residential Real Estate Sale Contract (including Earnest Money Receipt)
(4) Disclosure Of Information On Lead-Based Paint Or Lead-Based Paint Hazards.

State Law Compliance Designed for use in most states (CA excluded)

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Iowa Contract for Deed
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A Contract for Deed is sometimes also know as a Land Contract, Agreement for Deed, Contract Sale or Real Estate Installment Agreement. This type of Document allows the Seller to retain the title to the property and agree to transfer the title to the Buyer once all the payments under the Agreement are made and all other obligations are met. In essence, the Seller finances the purchase and holds the title or deed as security. When the Buyer completes the required payments, the Seller must deliver valid legal title by way of a deed. During the period of the contract, the Buyer makes installment payments on the purchase price and is entitled to possession and equitable title to the property. The Seller holds legal title and continues to be liable for payment of any underlying mortgage.

This package contains:
(1) Instructions and Checklist for Contract for Deed
(2) Information about Contract for Deed; (3) Contract for Deed
(4) Disclosure Of Information On Lead-Based Paint and/or Lead-Based Paint Hazards.

State Law Compliance: This form can be used in all states except for California which has it’s own form package available on this site.

Among others, this form includes the following provisions:
Parties
Price and Payment
Security
AS-IS condition of Property
Deed and Evidence of Title
Title
Risk of Loss and Insurance
Prepayment
Default by Seller
Default by Buyer
Maintenance of Property
Notices
Assignment

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Iowa Real Estate Disclosure Kit
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In addition to the federal requirement to disclose information regarding lead in a home, many states have adopted laws requiring some form of disclosure regarding sales of residential real estate, most often in the form of a Real Estate Disclosure Statement (also referred to as a Property Condition Disclosure Report, Disclosure Document and Condition Report).

Under the strictest laws, the seller is required to disclose all facts that materially affect the value or desirability of the property which are known or are accessible only to him or her.

This kit includes:
i) a questionnaire that will help you prepare for your disclosure statement;
ii) a basic real estate disclosure form for use in states that do not have specific statutory requirements or have not provided official forms; and
iii) links to official forms for those states that have specific statutory requirements or a state supplied form. These forms are provided at no additional charge.

This kit can be used in Iowa.

This Partnership Agreement Combo Package contains two different Partnership Agreement Form Packages with instructions and information: (1) Partnership Agreement (Short Form)
(2) Partnership Agreement (Long Form).

A partnership agreement is a document that formalizes the partnership of two or more people (not a husband and wife) in their ownership of a for-profit business.

The Partnership Agreement – Long Form differs from the Short Form because it includes additional provisions governing termination, buyout of a partner and other subjects.

State Law Compliance: Designed for use in all states

He proposes, she accepts, and the date for marriage is set. The couple sits down to discuss the flower arrangements, the band, and…the prenuptial agreement? The very idea makes many people hesitate: still fresh with the glow of romance, is it appropriate to think about the demise of the marriage?

Though they have been stigmatized in popular culture as cynical arrangements and romance-killers, prenuptial agreements have become more and more common in recent years. Indeed, with approximately 1/3 of all first marriages, and nearly ½ of all second and third marriages, ending in divorce, a prenuptial agreement may be seen not only as practical but as necessary. Without such agreements, the state may either grant each spouse one-half of the marital assets (if they live in a community property state ) or divide the assets based on an “equitable distribution” (if they live in a non-community property state). Any non-traditional or specific allocations that you wish to make should be covered by your prenuptial agreement to avoid the standard distributions.

A prenuptial agreement is a private agreement between two parties who are intending to marry that sets forth the distribution of assets (and debts) that will occur in the event of the parties’ divorce or death.

This packet includes:
(1) Prenuptial Agreement Information
(2) Prenuptial Agreement

State Law Compliance: Designed for use in Iowa

Among others, this form includes the following provisions:
• Separate Property
• Shared Property
• Determination of Type of Property
• Alimony, Support, and Maintenance
• Wills
• Additional Clauses

Decisions regarding the custody, visitation and support of your children will be perhaps the most difficult you will face during the entire divorce process. But in many respects, they may also be the most important. Your children’s future well-being will depend directly on your ability to come to a reasonable agreement with your spouse.

This kit is designed to be used in conjunction with your marital settlement/separation agreement (not included) and wil assist you and your spouse in making these difficult decisions regarding your children. Included in this kit are:

• Child Custody and Visitation Information and Guidelines
• Child Custody Questionnaire Instructions
• Child Custody and Visitation Worksheet Instructions
• Child Custody Questionnaire
• Child Custody and Visitation Worksheet
• Child Support Information and Guidelines
• Child Support Worksheet

Durable Power of Attorney (Effective Immediately) – Allows an individual (called the “Principal” or “Grantor”) to authorize someone else (called the “Attorney-in-fact” or “Agent”) to act on his or her behalf. This Durable Power of Attorney document becomes effective immediately upon signing and stays in effect even if the Principal later becomes incapacitated or disabled.

This particular Form becomes effective immediately and remains in full force and effect even if the Principal (i.e. the Grantor) later becomes incapacitated.

This packet includes:
(1) Instructions & Checklist for Durable Power of Attorney Effective Immediately
(2) Information for Durable Power of Attorney Effective Immediately
(3) Durable Power of Attorney Effective Immediately

State Law Compliance: Designed for use in Iowa.

Among others, this form includes the following provisions:
Principal’s and Agent’s name and address
Power to enter binding contracts on Principal’s behalf
Power to maintain, manage, and insure Principal’s property (including rental properties, businesses, bank accounts)
Power to make gifts and charitable contributions of Principal’s property
Witness signatures
Notary acknowledgment

Durable Power of Attorney (Effective upon Disability) – Allows an individual (called the “Principal” or “Grantor”) to authorize someone else (called the “Attorney-in-fact” or “Agent”) to act on his or her behalf. This Durable Power of Attorney document becomes effective upon the disability or incapacity of the Grantor.

This form can be used in Iowa.

This package contains a (1) Durable Power of Attorney Form (Effective upon Disability); (2) simple instructions plus a checklist; and (3) additional useful information about Durable Power of Attorney Forms.

Life is unpredictable. Sometimes, situations can arise where a person’s mental or physical capacities leave him or her no longer able make decisions. In those cases, daily decisions must be left in the hands of another trusted person.

In less tragic cases, a person may unable to personally attend to a specific legal affair or piece of business, and wishes to have a designated representative handle the matter on his behalf.

In either case, a Power of Attorney document designates another person to handle the business, financial and legal affairs, either for a specific function or for overall day-to-day needs. This downloadable General Power of Attorney Form, usable in Iowa, authorizes your designated person, or Agent, to act on your behalf in a variety of different situations. Another type of Power of Attorney, called a Durable Power of Attorney, stays in effect even if the Grantor later becomes disabled or incapacitated – the Durable Power of Attorney form is also available on this site.

The package contains a i) General Power of Attorney Form, ii) simple instructions and a checklist, iii) as well as additional useful information about General Power of Attorney Forms. This General Power of Attorney form is for use in Iowa.

General Power of Attorney (with specific termination date) – Allows an individual(called the “Principal” or “Grantor”) to authorize someone else (called the “Attorney-in-fact” or “Agent”) to act on his or her behalf. This General Power of Attorney document becomes effective immediately upon signing and stays in effect until a set date, as defined in the document, or in the event of the death, disability or incapacity of the Grantor or if the Grantor revokes the document (whichever occurs first).

This form can be used in Iowa.

Another type of Power of Attorney, called a Durable Power of Attorneys (available on this site as well), stays in effect even if the Grantor later becomes disabled or incapacitated.

This package contains (1) Instructions & Checklist for General Power of Attorney(with specific termination date); (2)Information for General Power of Attorney(with specific termination date); (3)General Power of Attorney (with specific termination date).